Fuel Cards
Which is Best
Which fuel card is best?
CheckFuelPrices Editorial
Expert Written • 5 industry sources
There is no single best fuel card — the right choice depends on your fleet size, where your drivers refuel, and what reporting features you need. Allstar is the most widely accepted multi-network card in the UK, while Shell and BP cards suit fleets that already use those branded networks heavily.
What Makes a Fuel Card 'Best' for Your Business
Network coverage:
The most important factor is whether the card is accepted at the stations your drivers actually use. Multi-network cards like Allstar cover thousands of UK sites including supermarkets and independents.
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Pricing model:
Some cards offer a fixed weekly pump price, others pass through the pump price at the point of fill. Fixed-price cards can save money when retail prices are high but cost more when prices drop.
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VAT reclaim and reporting:
All major fuel cards produce HMRC-compliant VAT invoices, which simplifies VAT reclaim for businesses. Detailed per-driver and per-vehicle reporting is a key advantage over cash or credit card payments.
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Leading UK Fuel Cards Compared
Allstar:
Allstar is one of the UK's largest fuel card networks, accepted at over 7,500 sites. It suits mixed fleets that need flexibility across branded and unbranded stations.
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Shell Fleet Card:
Shell's fleet card is best suited to businesses whose drivers regularly use Shell stations. It offers access to Shell's premium fuels and detailed mileage reporting tools.
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BP Fuel Card:
BP's fleet card covers BP and partner sites and includes telematics-ready reporting. It is a strong choice for fleets operating mainly on motorways and major A-roads where BP sites are common.
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Key Questions to Ask Before Choosing
How many vehicles do you run?:
Smaller fleets of one to five vehicles may find a multi-network card like Allstar more practical than a branded card with fewer accepted sites.
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Do your drivers have fixed routes?:
If your drivers follow predictable routes, a branded card covering stations along those routes may offer better pricing. Variable or long-distance routes favour wider network cards.
Watch out for fees:
Some cards charge monthly management fees, transaction fees, or card replacement fees. Always compare the total cost of ownership, not just the headline pump price discount.
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Monitor Live Pump Prices Alongside Your Fuel Card
Validate your card's pricing:
Even with a fuel card, knowing the live pump price at nearby stations helps you verify whether your card's fixed or negotiated rate is genuinely competitive.
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CheckFuelPrices covers 4,000+ UK stations:
Use CheckFuelPrices to check live petrol and diesel prices in any area, updated every 30 minutes using CMA government open data — useful for fleet managers benchmarking costs.
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Sources
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